When does Enhanced Due Diligence
kick in for this customer?
Pick a customer profile across geography, product, channel, source-of-wealth, and PEP status. The map highlights which EDD triggers fire under 6AMLD Articles 18 and 20–21, what risk band the customer sits in, and what specific measures must apply at onboarding and ongoing monitoring.
Dataset version 2026-05-06. No data is sent or stored. Computation runs locally.
- Standard CDD per 6AMLD Article 13: identity verification, beneficial owner identification, purpose of relationship, ongoing monitoring proportionate to risk.
- EDD is a qualitative judgement on top of CDD, not a checklist. Document the rationale for each measure applied — supervisors expect to see evidence of risk-based reasoning, not a ticked box.
- From 10 July 2027 the new AMLR (Regulation 2024/1624) replaces large parts of AMLD-derived national law with a single rulebook; review your EDD framework against the AMLR before it applies.
For orientation only — not financial, legal, regulatory, or investment advice. Outputs are directional and based on generalised inputs. Decisions should be taken only after consultation with a qualified adviser on your specific facts — book the full assessment before acting on anything you read here.
Numbers shown exclude finconduit fees and any third-party costs (legal, audit, regulator-mandated experts, banking-relationship fees, document-translation, ongoing supervisory levies, or local agent / service-provider charges). Real-world authorisation budgets typically exceed the headline regulator-side numbers by a meaningful multiple.