What is your token
actually classified as?
A practitioner-grade decision tree that walks the qualification questions finconduit advisors run on every token-classification engagement. Each answer reveals the next step. The leaf gives you the classification, the relevant MiCA articles, and the authorisation pathway.
Is the asset transferable and freely interchangeable for value?
MiCA Article 3(1)(5) defines a crypto-asset as a digital representation of value or rights that can be transferred and stored electronically using DLT.
For orientation only — not financial, legal, regulatory, or investment advice. Outputs are directional and based on generalised inputs. Decisions should be taken only after consultation with a qualified adviser on your specific facts — book the full assessment before acting on anything you read here.
Numbers shown exclude finconduit fees and any third-party costs (legal, audit, regulator-mandated experts, banking-relationship fees, document-translation, ongoing supervisory levies, or local agent / service-provider charges). Real-world authorisation budgets typically exceed the headline regulator-side numbers by a meaningful multiple.