Should you file
— and how urgently?
Walks the decision an analyst or MLRO performs when reviewing a suspicious activity. Each branch maps to the dominant red-flag class. The leaf names a filing decision (immediate / prompt / document and monitor / closed unsupported / pre-filing legal opinion) with the exact statutory references and the operational steps required.
Which red-flag category best describes the trigger?
Each red-flag class has different statutory weight under 6AMLD Article 33. Pick the dominant indicator; if multiple apply, start with the most material.
For orientation only — not financial, legal, regulatory, or investment advice. Outputs are directional and based on generalised inputs. Decisions should be taken only after consultation with a qualified adviser on your specific facts — book the full assessment before acting on anything you read here.
Numbers shown exclude finconduit fees and any third-party costs (legal, audit, regulator-mandated experts, banking-relationship fees, document-translation, ongoing supervisory levies, or local agent / service-provider charges). Real-world authorisation budgets typically exceed the headline regulator-side numbers by a meaningful multiple.
Dataset version 2026-05-06