Does the Travel Rule apply,
and what data must you transmit?
Built around Regulation (EU) 2023/1113 (TFR2) — applies from 30 December 2024. The TFR removes any de-minimis threshold for crypto-asset transfers between CASPs: full information accompanies every transfer regardless of value. Self-hosted wallet transfers above EUR 1,000 require additional ownership-identification measures.
Dataset version 2026-05-06. No data is sent or stored. Computation runs locally.
Crypto-asset transfer between CASPs. The TFR removes any de-minimis threshold — full originator and beneficiary information must accompany every transfer regardless of value.
- Name (full legal name as on identity document)
- Distributed-ledger address / account number / wallet address
- Address (residential), or official personal document number, or customer ID number, or date and place of birth
- Name (full legal name)
- Distributed-ledger address / account number / wallet address
Originator CASP verifies its own customer's data. Beneficiary CASP must check that information is complete and reasonable on inbound; missing or inaccurate data triggers hold/reject under Article 16.
- Counterparty CASP is EU-based — both sides bound by TFR2.
- Travel Rule data must transmit "before, simultaneously with, or immediately after" the on-chain transfer. Most providers handle this asynchronously — verify your settlement workflow has the matching delay handling.
- Failure to receive complete data triggers hold-and-reject under Article 16. Document the hold timeline (typically 24–48 hours) and the customer-facing communication flow.
For orientation only — not financial, legal, regulatory, or investment advice. Outputs are directional and based on generalised inputs. Decisions should be taken only after consultation with a qualified adviser on your specific facts — book the full assessment before acting on anything you read here.
Numbers shown exclude finconduit fees and any third-party costs (legal, audit, regulator-mandated experts, banking-relationship fees, document-translation, ongoing supervisory levies, or local agent / service-provider charges). Real-world authorisation budgets typically exceed the headline regulator-side numbers by a meaningful multiple.